Pratt's Regulatory Compliance Guide for Bankers

Author: Robert E. Braun
Format/Frequency of Update: 3-ring binder/ 3 updates annually
Price: $525
Plus shipping and handling.
Sales Tax: for NY, TX, DC, CT orders only.

About Your Subscription

You can review this product for 30 days. Your annual subscription includes published updates at no additional charge for the 12 month subscription period. At least 3 updates are expected. If you cancel your subscription within 30 days of receipt, you will receive a full credit upon return of the product together with a request for cancellation.

Look Inside This Book!*

*Requires Adobe Acrobat Reader

Keeping up with all the new and changing consumer regulations can be an overwhelming task for bankers. How can you stay on top of all the rules for deposits, fair lending, real estate lending, consumer credit, leasing, and recordkeeping?

Pratt’s Regulatory Compliance Guide for Bankers analyzes each consumer regulation in its entirety, then summarizes and explains the effect of that regulation on different functions within your bank. Its easy-to-understand format and explanations make it an essential tool for compliance officers and senior managers who need to know about specific regulations in order to establish good procedures and stay in compliance.

The guide covers all the deposit rules, including those under Section 19 of the Federal Reserve Act, Electronic Fund Transfer Act, Expedited Funds Availability, Truth in Savings, and the Federal Deposit Insurance Act. The fair lending and real estate section covers the Community Reinvestment, Home Mortgage Disclosure, Equal Credit Opportunity, Fair Housing, Real Estate Settlement Procedures, and National Flood Insurance Acts. In the consumer credit and leasing section of the manual, you get expert analysis and interpretation of the regulations under Truth in Lending (for both open-end and closed-end credit), the Federal Trade Commission Act, Consumer Leasing Act, Fair Credit Reporting Act, and Fair Debt Collection Practices Act. Finally, the manual contains a section on the rules for recordkeeping, under the Bank Secrecy Act and the Right to Financial Privacy Act.

Each chapter covers:

Operations & Procedures, including a detailed summary of how the regulation affects your operations, and guidance for staying in compliance
Disclosures & Notices, including details on what and when to disclose, and suggested wordings
Marketing & Advertising, with advice for marketing officers for structuring products, creating advertising campaigns, and defining markets without risk of compliance violations
Guidelines for posting notices and record retention.

Robert E. Braun has more than 25 years of experience as an attorney specializing in federal regulatory issues affecting financial institutions. He worked closely with lenders during his years as in-house counsel to a major New York bank, and has conducted training seminars for FDIC examiners for many years. Mr. Braun is also the author of the Sheshunoff® Bank Marketing and Advertising Regulatory Compliance and Sheshunoff® Truth in Savings: Regulation DD Compliance manuals.

Order Pratt’s Regulatory Compliance Guide for Bankers today and make your compliance jobs easier! Click above to order, or call us at 800-456-2340.