Pratt's Mortgage Lending Compliance with Federal and State Guidance

Author: James H. Pannabecker
Format/Frequency of Update: 2 Volumes with CD
Price: $525

Look Inside This Book!*
*Requires Adobe Acrobat Reader

Residential Mortgage Lenders - Get State and Federal Compliance Coverage in One Fast Resource.

Residential lenders need to keep up with the myriad of ever-changing mortgage regulations and legal developments, such as Section 32 loans, flood insurance, yield spread premiums, HUD enforcement action, upcharges, and state predatory lending statutes.

The Pratt's Mortgage Lending Compliance with Federal and State Guidance 2-volume manual and CD set is the only resource that covers compliance with both state and federal laws and regulations. It also includes expert analysis and interpretation of the federal regulations, state-by-state coverage key mortgage lending laws, regulatory and business process checklists, and model forms and disclosures that can be easily customized using the CD.

The manual provides clear and useful explanations of the federal laws and regulations regarding mortgage lending and summaries of essential state laws. Federal statutes, regulations, and key agency guidance accompany the manual on the CD. These are cited and referenced in the text of the manual, but appear only on the accompanying CD. The manual also includes many federal and state model forms, compliance checklists, and examination procedures, which appear in the manual and on the CD.

Also included are two checklists to help you determine which regulations apply to your institution: the Regulatory Applicability Checklist tells you which regulations apply to different entities, and the Business Process Checklist tells you which regulations apply to the different stages of mortgage lending.

Click here for a Summary Table of Contents.

About the Author:

James H. Pannabecker writes from Natural Bridge Station, Virginia, focusing on banking law and regulatory compliance. He was formerly a senior vice president and general counsel of Citicorp Mortgage, Inc., where he managed the provision of legal services for the nationwide origination of mortgage loans through Citicorp’s affiliated first mortgage lenders. Before joining Citicorp, Mr. Pannabecker served as in-house counsel to Maryland National Bank; First Virginia Banks, Inc.; and First American Mortgage. Mr. Pannabecker is the author or co-author of numerous publications in the areas of mortgage lending, truth-in-lending, financial privacy, and banking law. These include Mortgage Compliance Update: Solutions for Mortgage Professionals (A.S. Pratt & Sons); The RESPA Manual: A Complete Guide to the Real Estate Settlement Procedures Act (A.S. Pratt & Sons); Mortgage Lending Compliance with Federal and State Guidance (A.S. Pratt & Sons); Model Compliance Manual: A Template for Mortgage Professionals (Sheshunoff Information Services); Mortgage Lending Operations and Administration (Sheshunoff Information Services); and The Truth-in-Lending Manual by Ralph C. Clontz, Jr. (Warren, Gorham & Lamont), He graduated from the University of North Carolina School of Law in 1978 and has been admitted to practice law in the District of Columbia, Georgia, Maryland, Missouri, North Carolina, and Virginia.