Mortgage Procedure Guide to Federal and State Compliance

Develop your own policies and procedures that uniquely reflect your business.

Author(s): Melissa Richards; Julia Gorman
Format: 3-Ring Binder with CD
Frequency: 2 updates annually
Price: $499
Plus shipping and handling.
Sales Tax: for NY, TX, DC, CT orders only.

About Your Subscription

You can review this product for 30 days. Your annual subscription includes published updates at no additional charge for the 12 month subscription period. At least 2 updates are expected. If you cancel your subscription within 30 days of receipt, you will receive a full credit upon return of the product together with a request for cancellation.

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All guidelines and data are easily adapted into your company’s database and reporting formats and customized to suit your business needs!

With the Mortgage Procedure Guide to Federal and State Compliance you can quickly identify operational weaknesses affecting your bottom line.

The Mortgage Procedure Guide to Federal and State Compliance is designed to help you reduce compliance risk by quickly identifying and creating the policies you need to comply with federal and state requirements.

The manual includes:

An overview of federal and state laws and regulations affecting mortgage lending.
Guidelines and data that can be adapted into the company's database and reporting formats
Work tools on CD, including state maps and predatory lending worksheets you can customize
Organized by compliance area

About the Author

Melissa L. Richards is a Shareholder in the Orange County, California, office of Buchalter Nemer Fields & Younger, where she is a member of the Bank and Finance Group and Co-Chair of the Mortgage Banking Practice Group. Ms. Richards also serves as outside General Counsel for the California Mortgage Bankers Association. She has over 15 years of legal experience and expertise in all areas of residential mortgage finance, including regulatory compliance and licensing. She is a member of the California State Bar and the American Bar Association. Ms. Richards is a frequent speaker at national, state, and local mortgage banking industry events. Ms. Richards received her J.D. from the University of San Francisco School of Law.

Julia W. Gorman works as a consultant, creating compliance policies and procedures; conducting compliance audits and training; and assisting with licensing administration, and document creation and testing for her clients. She has more than 29 years of experience in all areas of financial services, focusing on underwriting, funding, quality control, internal auditing, compliance, and training. Ms. Gorman also has led professional workshops on state and lending laws and regulations. Ms. Gorman has held numerous senior positions at successful organizations throughout Southern California, including Acoustic Home Loans, LLC, American Mortgage Network (AMNET) The IMPAC Companies, Western Financial Savings Bank, Far Western Bank, Irvine City Savings Bank, The Hammond Company, First Interstate Bank, and California First Bank.