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The Fair Credit Reporting Act (FCRA) provides specific guidelines and regulations to collecting, disseminating, and using consumer credit information. Understanding all the relevant laws and regulations and keeping up with changes is a time-consuming undertaking, and failure to do so can result in substantial monetary fines for your institution.

Join our industry expert Jonathan Jerison as he provides detailed information and the authoritative guidance you need to make sure your institutions stays in full compliance.

Topics of Discussion Include:

• What is a “consumer report” under the FCRA
• “Permissible purposes” for ordering a consumer credit report
• Why a user must have a “permissible purpose” to order a consumer report
• Penalties associated with ordering a consumer report without a permissible purpose
• What the user of a consumer report do with the information in the report
• Can information on a consumer’s application be on a consumer report
• Permitted disclosures and information sharing
  • When can consumer report information be disclosed?
  • Law enforcement, affiliates, marketing partners, etc
• The obligations of a user in respect to the report
• Penalties for unauthorized disclosure of consumer report information
• Highlights of recent litigation involving “permissible purposes” and credit reports
• And much more!

Plus, 30 minutes after the presentation will be set aside for an interactive Q&A session. Listen in and get the chance to ask our expert speaker your specific questions!

Registration Includes:

• Admittance to the 90-minute call for as many people as you can fit in a room with a speakerphone
• Access to the specially created presentation handouts (made available 48 hours in advance) which can be printed and used to train all of your front line personnel
• Participation in the 30-minute live Q&A with the speaker following the presentation
• Certificates of completion for all audio conference attendees

About Our Speaker

Jonathan D. Jerison provides regulatory, legislative and transactional advice to lenders and servicers. He counsels financial institutions and their affiliates on complying with federal and state consumer protection laws and regulations; including providing general regulatory advice, providing advice on fair lending issues, reviewing consumer disclosures, drafting legislative or regulatory language or advocacy papers, and advising on electronic commerce matters. Mr. Jerison holds a J.D. degree from the University of California School of Law, an M.L.T. from Georgetown University, and a B.A. from Yale University. Jon is a frequent speaker at financial industry conferences and seminars.

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